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Your pension scheme

Welcome to Stichting Pensioenfonds General Electric Nederland (GE Pensioen). This Pension 1-2-3 explains what is and what is not included in your pension scheme if you accrue pension with us.

What can you find in layers 1, 2 and 3?
Pension 1-2-3 consists of three layers. You can read a brief overview of the most important information about your pension scheme below (layer 1). Would you like to know more? Then click on the image or on 'Read more' (layer 2). You can also print all information from layer 1 and layer 2 or request it from our Pension Desk. Important documents such as the pension regulations, the annual report and the crisis plan can be found in layer 3.
 

Would you like to receive personal information concerning your pension?
Pension 1-2-3 does not contain any personal information concerning your pension. You will find it in your Uniform Pension Statement (UPS) which we send to you every year by post for as long as you are employed. 

 

 

  • You are accruing a lifelong retirement pension with us. Pension payments will start as soon as you retire and will stop when you decease.

    You will receive retirement pension from the age of 68 or from early or late retirement. The payment will start from the first day of the month after your 68th birthday. We pay your pension between the 18th and 24th of the month. When you decease the payment stops by the end of the month of your decease.

    Early or late retirement?
    You may decide to retire early (from age 55) or late (up to age 70).

    How much pension will you receive?
    This depends mainly on your salary and the number of years you have accrued pension. The amount of your retirement pension is stated on your Uniform Pension Statement (UPS). We send this UPS to you once a year by post for as long as you are employed. You can also visit www.mijnpensioenoverzicht.nl for the total pension you have accrued including with any previous employers.

    Your pension is supplementary to AOW, which is the state pension you receive from the government from your AOW age. Visit www.svb.nl for the amounts and commencement date.

    More information?
    On 1 January 2015 the pension scheme changed. Read more about the current and previous schemes or contact our Pension Desk

    More information
  • The surviving dependants' pension for your partner and children comprises a partner pension and an orphan's pension.

    Partner pension

    • Should you pass away while you are still accruing pension with us, your partner will receive partner pension. This payment commences on the day after your death and ends when your partner dies. The partner pension is 70% of the accrued retirement pension that you can accrue up to the retirement date. 
    • If you pass away while you are no longer accruing pension with us, for example because you switch to a different employer, you are dismissed or you retire, then there will be no partner pension. In order to resolve this, we convert part of the accrued retirement pension into partner pension as soon as you are no longer employed or retire. We refer to this as conversion.

    Anw benefit
    If you pass away, your partner may also receive Anw benefits from the government if he or she has not yet reached AOW age and:

    • was born before 1950, or
    • has a child under the age of 18, or
    • is incapacitated for work for more than 45%

    The amount of the Anw benefit for your partner depends on his or her income.

    What do we mean by a 'partner’?
    We define 'partner' as:

    • the person with whom you are married or with whom you have a registered partnership.
    • the person with whom you cohabit without being married.

    The following conditions also apply:

    • this partner is not a family relation in the first degree (such as parent/child, grandparent/grandchild);
    • you have a notarial deed of cohabitation in which your partner has been designated as beneficiary of the partner pension;
    • you have sent us the deed together with the extract from the municipal register concerning yourself and your partner.

    Whether or not to register?

    • If you are married or have a registered partnership, you do not have to register your partner with us in order for your partner to be entitled to a partner's pension.
    • If you cohabit without being married, your partner does need to be registered with us during your employment in order to be entitled to a partner's pension.
    • You are divorcing or you no longer live together without being married? This will have consequences for the partner pension.

    Orphan’s pension
    Your child or children will receive orphans' pension until age 18. Children who study receive this pension until age 26. The orphan's pension is 14% of the retirement pension. It is doubled if your partner also dies or if there is no partner. The overall orphans' pension is up to 70% of the retirement pension. The overall orphans' pension is divided equally among all children if there are six or more children. For example, if there are 7 children, each child receives 1/7th part of the total orphans' pension, which is equal to 70% of the retirement pension.

    T
    he amount of the pension for your surviving dependants is stated on your Uniform Pension Statement (UPS). We send this UPS to you once a year by post for as long as you are employed. You can also visit www.mijnpensioenoverzicht.nl for the total pension you have accrued, including pension accrued with any previous employers.

    More information?
    If you have any questions concerning your surviving dependants' pension, please contact our Pension Desk

    More information
  • If you become incapacitated for work for more than 35%, you will be entitled to WIA disability benefits from the Employee Insurance Agency (UWV). Are you receiving these benefits? And did they commence when you were already accruing pension with us? If so, we will take over the accrual of your retirement pension. The surviving dependants' pension will also remain insured. You will not be paying any contributions yourself.

    The degree to which we continue your pension accrual depends on your level of incapacity for work.

    Disability percentage
    according to 
    WIA
    Degree of continuation
    of pension accrual
    35% to 45% 40%
    45% to 55% 50%
    55% to 65% 60%
    65% to 80% 72.5%
    80% to 100% 100%

     

    • We continue you pension accrual for as long as you receive WIA benefits until your AOW age at the latest. After that date you will receive state pension and retirement pension.
    • If the degree of incapacity for work decreases or increases, we will adjust the part of pension accrual that is continued accordingly.
    • You are partially incapacitated for work and you remain employed for the part that you are still able to work? Then you will also accrue pension over that part of the employment. You will have to pay the contribution for that part.
    • Are you leaving the company? Then you will continue to accrue pension with us for as long as you receive WIA benefits. How much you accrue depends on your degree of incapacity for work. 

    Supplementary disability pension
    Do you earn more than € 53,701 gross a year? If so, you will also receive supplementary disability pension. We call this the WIA top-up pension. If you are fully incapacitated for work, you will receive 70% disability pension over the salary you earned in excess of the maximum daily wage. A lower percentage applies in case of partial occupational disability depending on your degree of occupational disability. The top-up pension stops if you become more than 65% incapacitated for work or when you reach AOW age.

    Do you have to take any action?
    We are automatically informed when you become incapacitated for work. You do not need to inform us.

    More information?
    If you have any questions concerning your disability pension, please contact our Pension Desk

    More information
  • If you pass away while you are no longer accruing pension with us your partner will not receive partner pension.

    Are you leaving the company or retiring? Then we will automatically convert part of your accrued retirement pension into partner pension, which will lower your retirement pension. We refer to this as conversionThis ensures that your partner receives partner pension if you pass away even if you are no longer accruing pension with us.

    More information
  • A. AOW
    AOW is the pension you receive from the government. Anyone who lives or works in the Netherlands is automatically insured for this state pension. You receive a full AOW if you have always been insured during the 50 years prior to your AOW age. You did not always live or work in the Netherlands? Your AOW may turn out to be lower.

    The AOW age is not the same for everyone. The amounts are adjusted each year. Go to www.svb.nl for the amounts and commencement date.

    B. Pension you accrue through your work
    You accrue pension with us on the basis of the average pay scheme from the moment you are employed by General Electric. Your pension accrual stops:

    • when you retire;
    • when you leave the company;
    • when you die.

    The amount of your pension and that for your surviving dependants is shown on your Uniform Pension Statement (UPS). We send this UPS to you once a year by post for as long as you are employed. You can also visit www.mijnpensioenoverzicht.nl for the overall pension you have accrued, including with any previous employers.

    C. Pension you arrange yourself
    You can also save for additional pension, for example, by means of an annuity or bank savings.

    More information
  • Under the average pay scheme you accrue pension every year, over the salary of that year. You will later receive a benefit based on the average salary you earn during your membership of our pension scheme. This is called a defined benefit agreement.

    More information
  • You accrue part of your pension each year you work. The fact that you will receive benefits from the government from your AOW age means that you do not accrue pension over your entire salary. The Dutch Tax Authorities believe that your pension would otherwise become too high.

    The part of your pension over which you do not accrue pension is referred to as the offset. The offset is €13,785 as from 1 January 2019. This amount is adjusted every year. If you work part time you will also accrue pension on a pro rata basis. For example, if you work 60% an offset of 60% of €13,785 = €8,271 applies.

    The percentage of your annual pension accrual in your pension scheme is 1.875% of the pensionable base. This is the pensionable salary less the offset.

    You accrue pension with us up to a salary of €107,593 gross per year. Do you earn more? Then you may use the net pension scheme via your employer to insure additional pension.

    More information
  • Your employer pays a quarterly contribution for your pension and requires you to pay a personal contribution. The contribution you pay is stated on your payslip. 

    More information
  • If you have already accrued pension elsewhere you may transfer it to us. This is called value transfer.

    Value transfer has the practical advantage of keeping your pension together. However, it has to be worth it. This depends on the differences between the pension schemes, among other things.

    Are you changing jobs and does this mean you will switch to a different pension plan?
    If your accrued pension is more than €497.27 a year (2020) you decide for yourself whether you will take your pension with you. This may be favourable, for example if your new employer has a better pension plan, or when you want to have a single administrator for all your pensions. Inform your new pension administrator that you want to take your pension with you. You have to arrange this with your new pension administrator yourself. If you do not want to take your pension to your new employer, then your pension will remain with GE Pensioen.

    If your accrued pension is less than €497.27 a year (2020) but more than €2 a year, GE Pension will automatically transfer your pension to your new pension administrator. To this end, GE Pensioen checks www.mijnpensioenoverzicht.nl every year to see if you are accruing pension with a new pension administrator. If you do not have a new pension administrator, your pension will remain with GE Pensioen.

    If your pension accrual stopped after 1 January 2019 and your accrued pension is €2 or less a year, you will not receive this pension. Your pension will accrue to the pension fund. This is provided by law.

    How to apply

    You can request an offer for a value transfer from us without obligation. Use the Value Transfer Application form for this purpose. We will not initiate the value transfer until you have agreed to our offer. You should take into account that the process can sometimes take more than a year.

    Changing jobs?

    Will you be changing jobs? If so, you will be able to transfer the pension you have accrued to your new pension fund or insurer. You have to apply for this yourself. If you are leaving the company without transferring your pension to another pension fund, your pension will remain with us.

    Policy funding ratio

    If you are considering value transfer, the financial situation of the pension fund is important. The reason is that we are only allowed to cooperate in a value transfer if our policy funding ratio exceeds 100%.

    If this is not the case, you may apply for value transfer, but we will not take action yet. Your accrued pension will remain with your previous pension fund until the funding ratio is adequate, and we will inform you when that happens.

    More information?

    If you have any questions concerning value transfer, please read the Value transfer upon employment brochure or contact our Pension Desk

     

     

    More information
  • Would you like to invest voluntarily via GE Pensioen for additional surviving dependents' pension? You can do so using Gesave.

    Gesave
    Gesave is a defined contribution scheme. Your contribution is fixed, but the pension amount is not. Your contribution is invested via Robeco.You may choose between investing in Life Cycle and Zelf beleggen (free investments). You bear all risks involved in investing money.

    Surviving dependents' pension
    All your accumulated contributions result in a pension capital on your retirement date, the amount that depends on return on investments and the purchasing factors, minus the administrative and other costs of the asset manager. You use this capital to purchase pension benefits for your surviving dependents.

    The additional surviving dependents' pension is paid if you pass away after your retirement date. Should you pass away before your retirement date, the amount will be converted into a top-up of the surviving dependants' pension. If you leave the company to join a new employer or if you are dismissed, your capital is converted into pension entitlements with GE Pensioen.

    More information?
    If you would like to participate in Gesave or if you have any questions, please read the regulations or contact Robeco. 

    More information
  • You accrue pension with us over your gross salary up to €107.593. If you earn more than €107.593, you do not accrue pension with us over your salary in excess of this amount. Your employer offers a net pension scheme for the salary that exceeds €107.593, which has been placed with Robeco. Ask your employer for further information.

    More information
  • Are you leaving the company or retiring? We will automatically convert part of your accrued retirement pension into partner pension. This means that your retirement pension will become lower. We refer to this as conversion. This ensures that your partner receives partner pension even if you are no longer accruing pension with us. Partner pension is 70% of the retirement pension that remains after conversion.

    You may also decide against conversion or opt for a different percentage: 17.5%, 35% or 52.5% of the retirement pension that remains after conversion. You may do so if, for example, you do not have a partner, or because your partner has sufficient income. Deciding against conversion or selecting a different percentage is only possible if you have obtained your partner's written approval. This will mean that your partner is not entitled to partner pension upon your death.

    What does this mean for you?
    If you would like to know the consequences for your financial situation, please contact our Pension Desk

    More information
  • The standard retirement age at GE Pensioen is 68. You may also choose to retire early, from age 55, or late, at age 70 at the latest.

    Early retirement
    If you retire before age 68, your lifelong retirement pension will be lower because you accrue pension over fewer years while the pension will have to be paid for a longer period of time. This is contrasted by the fact that you stop working sooner. The reduction of your retirement pension depends on the number of years and months you retire sooner. If you wish to retire (partly) earlier than five years before AOW-age, you may only do so if you sign a statement. In that statement you declare that you no longer work and that you do not have the intention to return to work.

    Partially retirement
    You can retire early or late. But there is another option, namely partially retirement. For one part you retire and for the other part you continue working. For the part that you continue working, you keep accrueing pension. Paryially retirement has consecuenes for the amount of pension. 

    Late retirement
    If you retire later, your lifelong retirement pension will be higher, because your pension commences later and is paid over a shorter period. The Tax Authorities have limited the amount of the lifelong retirement pension. The pension fund monitors these limits on your behalf. Late retirement is allowed only after consultation with your employer.

    Please note!
    Your pension accrual stops after you have reached retirement age according to the regulations (age 68). This means that you do not accrue pension during the period that you continue to work after reaching the retirement age.

    Reporting this yourself

    • If you wish to retire before you have reached age 68, you must notify us in writing at least three months before your desired retirement date.
    • f you wish to retire after you have reached age 68, you must notify us in writing at least three months before you turn 68.

    What does this mean for you?
    If you would like to know the consequences for your financial situation, please contact our Pension Desk

    More information
  • You will receive a fixed amount in pension benefits when you retire. However, you may also decide on your retirement date to receive a higher (or lower) retirement pension during the first years of your retirement, followed by a lower (or higher) pension for the remainder of your retirement. There are multiple variants that are explained in greater detail in the pension regulations.
    Example
    At age 67 you have accrued a lifelong retirement pension of €10,000 annually. You choose to receive a higher amount during the first five years, followed by a lower amount. Between the ages of 67 and 72, you will receive 120.9% of €10,000 or €12,090 annually. From age 72, you will receive 90.7% of €10,000 or €9,070 annually. The lower pension benefit is 75% of the high benefit.

    What does this mean for you?
    If you would like to know the consequences for your financial situation, please contact our Pension Desk

    More information
  • The accrual and payment of pensions cover a very long period of time - often more than 80 years. The world changes during such a period. This means that risks may arise for your pension and they may lead to a pension shortfall. We try to prepare ourselves for those risks as best we can. This did not always go well in the past, for example life expectancy increased faster than we had anticipated.

    Life expectancy
    The average age of people is increasing. The longer you live, the more pension we have to pay to you. This means that if the average age increases, more money is needed for pensions, perhaps more than we had anticipated.

    Interest rate
    Interest has an impact on pensions. The lower the interest, the more money we have to have 'in cash' to be able to pay all pensions in future. This means that long-term low interest rates make pensions 'more expensive', perhaps more expensive than we had anticipated.

    Investments
    We invest the contributions of all of our members, but investment results may be disappointing. That is why we invest in several different ways. Sometimes the profit on one investment makes up for the loss on another. Although we can hedge these investment risks, that is not without cost. You can read more about our risk management in our annual report.

    More information
  • Because of inflation, your money loses value each year (inflation). The same amount will buy you less. That means that your (accrued) pension with GE Pension also decreases in value.

    Indexation
    We increase the pensions of active members each year unconditionally in order to prevent this from happening. Indexation for pensioners and former members is conditional. They are not entitled to indexation if the fund's assets are insufficient. It is not certain in the long term whether and to what extent indexation will be granted. The indexation of the pensions of pensioners and former members is taken into account when determining the pension contribution.

    More information
  • Despite all precautionary measures, a situation may occur in which we do not have enough money to pay all pensions in the long term. In that caste, something will have to be done. It is our duty to carefully consider what the best solution would be: increase the contribution, no indexation or reduce pension accrual.

    We can also opt for a combination of measures or make other choices. In extreme cases we may decide to reduce the pension you have accrued. This is decided by the pension fund board, inter alia on the basis of the policy funding ratio.

    It is unlikely at GE Pensioen that your pension is reduced. If the pension fund is not doing as well financially, GE will be obliged to pay additional funds to the pension fund. A reduction of your pension can therefore only apply if the continued existence of the employer is at stake and is therefore unable to comply with this financial obligation. 

    More information
  • GE Pensioen incurs costs when administering the pension scheme, such as administrative costs and costs for the payment of pensions. We also incur costs related to communication, such as letters, the Uniform Pension Statement (UPS) and the website. The management and investment of contributions also cost money. We pay for the purchase and sale of shares, for example.

    Information about our costst you can find in our annual report.

    More information
  • Would you like to know how much pension you have accrued in total? Please visit www.mijnpensioenoverzicht.nl.

    More information
  • If you have questions or if you would like to select one of the options, please contact our Pension Desk by calling +31 (0)50 582 79 60 or send an e-mail to gepensioen@tkppensioen.nl.

    More information
  • If you have already accrued pension elsewhere you can transfer it to us. This is called value transfer.

    Value transfer has the practical advantage of keeping your pension together. However, it has to be worth it. This depends on the differences between the pension schemes, among other things.

    How to apply
    You can request an offer for value transfer from us without obligation. Use the Value Transfer Application form for this purpose. We will not initiate the value transfer until you have agreed to our offer. You should take into account that the process can sometimes take more than a year.

    Changing jobs?
    Will you be changing jobs? If so, you will be able to transfer the pension you have accrued to your new pension fund or insurer. You have to apply for this yourself. If you are leaving the company without transferring your pension to another pension fund, your pension will remain with us.

    Policy funding ratio
    If you are considering value transfer, the financial situation of the pension fund is important. The reason is that we are only allowed to cooperate in a value transfer if our policy funding ratio exceeds 100%.

    If this is not the case, you may apply for value transfer, but we will not take action yet. Your accrued pension will remain with your previous pension fund until the funding ratio is adequate. We will let you know when that happens.

    More information?
    If you have any questions concerning value transfer, please read the brochure 'Value transfer upon employment brochure' on the page 'Documents and regulations' or contact our Pension Desk

     

    More information
  • If you become incapacitated for work for more than 35%, you will be entitled to WIA disability benefits from the Employee Insurance Agency (UWV). Are you receiving these benefits? And did they commence when you were already accruing pension with us? If so, we will take over the accrual of your retirement pension. The surviving dependants' pension will also remain insured. You will not be paying any contributions.

    The extent to which we continue your pension accrual depends on your level of incapacity for work.

    Disability percentage
    according to 
    WIA
    Degree of continuation
    of pension accrual
    35% to 45% 40%
    45% to 55% 50%
    55% to 65% 60%
    65% to 80% 72.5%
    80% to 100% 100%
    • We continue you pension accrual for as long as you receive WIA benefits until your AOW age at the latest. After that date you will receive state pension and retirement pension.
    • If the degree of incapacity for work decreases or increases, we will adjust the part of pension accrual that is continued accordingly.
    • You are partially incapacitated for work and you remain employed for the part that you are still able to work? Then you will also accrue pension over that part of the employment. You will have to pay the contribution for that part.
    • Are you leaving the company? Then you will continue to accrue pension with us for as long as you receive WIA benefits. How much you accrue depends on your degree of incapacity for work. 

    Supplementary disability pension
    Do you earn more than € 56,610.90 gross a year? If so, you will also receive supplementary disability pension. We call this the WIA top-up pension. If you are fully incapacitated for work, you will receive 70% disability pension over the salary you earned in excess of the maximum daily wage. A lower percentage applies in case of partial occupational disability depending on your degree of occupational disability. The top-up pension stops if you become more than 65% incapacitated for work or when you reach AOW age.

    Do you have to take any action?
    We are automatically informed when you become incapacitated for work. You do not need to inform us.

    More information?
    If you have any questions regarding your disability pension, please contact our Pension Desk

    More information
    • Are you getting married or will you be entering into a registered partnership? And you live in the Netherlands? We will be notified by the municipality. This means that you will not be required to register your partner. In such cases, your partner will automatically receive partner pension. If you live abroad, you will have to register your partner with us by sending a copy of your marriage certificate.
    • Will you be cohabiting and would you like your partner to receive partner pension? If so, you will be required to send us a copy of your notarial deed of cohabitation and the extract from the municipal register concerning yourself and your partner. You will have to do so before leaving employment.
    More information
  • Two situations are possible if you get separated:

    1. You are getting divorced or you end the registered partnership. 
    2. You are no longer cohabiting without being married.

    1. You are getting divorced or you end the registered partnership.
    You are not required to notify us of your divorce or the termination of your registered partnership. We are automatically notified bij the municipality.

    Retirement pension

    • Your ex-partner receives half of the retirement pension you accrued during the course of your marriage or registered partnership. This is called 'equalisation'. You may also agree that one receives more than the other.
    • Your ex-partner will receive his/her share of the retirement pension when you retire. The benefits stop when you pass away. Your ex-partner will not receive retirement pension if you pass away before your retirement date. The entire retirement pension once again reverts back to you if your ex-partner predeceases you.
    • If your divorce has been officially registered with the Register of Births, Deaths, Marriages and Registered Partnerships you will be required to notify us within two years, of what you have agreed upon regarding the division of the retirement pension. You should use the Division of retirement pension upon divorce form for this purpose. We will then ensure that your ex-partner receives the agreed amount directly when you retire. You will have to arrange for this settlement if we do not receive this form.

    Partner pension

    • Your ex-partner also receives the partner pension you have accrued from the moment you became a member of the pension scheme until the date of the divorce. We refer to this as 'special partner pension'.
    • Your partner receives the partner pension if you pass away. The partner pension will lapse if your ex-partner predeceases you.
    • If you and your partner separate during your membership of the pension fund your partner will not be entitled to partner pension after your death, because conversion of retirement pension into partner pension applies only after membership has ended.
    • If you have a new partner after your divorce your new partner will also be entitled to partner pension if you pass away. However, your new partner does not receive the full partner pension because part of it goes to your ex-partner as special partner pension. Your new partner will only be entitled to it if your ex-partner passes away before your retirement date.

    Conversion

    • Your ex-partner can convert his or her share of your retirement pension into retirement pension for him or herself. This also applies to regular and special partner pension. This is called 'conversion'. In such cases your ex-partner is no longer dependent from the moment the benefits commence, which is your retirement age and/or the time of your death.
    • You do have to consent to this and include it in a prenuptial agreement or in a divorce agreement. Once you have agreed, you will not be able to reverse this decision. You will no longer be entitled to this retirement pension and regular or special partner pension if your ex-partner predeceases you. 

    2. You are no longer cohabiting without being married.

    • If you want your ex-partner to receive the special or regular partner pension upon your death, you will be required to notify us that your relationship has ended. You should send us a written statement containing the end date of the relationship.
    • Your partner is not automatically entitled to half of your retirement pension. Together you may agree that the pension is divided in the same way as we do for ex-spouses (see above). If you wish to do so, please contact us. 

    Alternative arrangements
    If you wish to make different arrangements, please contact us first. We can then assess what is possible or allowed. 

     

    More information
  •  

    If you are moving abroad, you must unsubscribe from your municipality and pass on your new address. We will then automatically receive your foreign address via the Registratie Niet-Ingezetenen (RNI). Are you moving within a foreign country? Then pass your new address to the RNI.

    Please note!
    Moving abroad could have consequences for your AOW.

    Moving within the Netherlands
    You dont't have to notify us if you move within or to the Netherlands. Your new municipality will inform us about your new address. All you need to do is register with your new municipality.

    More information
  • If you become unemployed
    Your pension accrual stops if you become unemployed. If you receive an unemployment benefit immediately after your dismissal, then your partner will remain insured for partner’s pension in the event of your death. Your partner is insured as long as you receive unemployment benefits. The amount of this insurance can be determined by pretending that you were to accrue partner’s pension up to the date of dismissal.

    This amount should be reduced by the amount of partner’s pension that may have arose with the exchange of retirement pension. The possibility for exchange will be offered to you by the pension fund on the dismissal date. 

    It is important that you know what the consequences of unemployment are for your retirement pension, partner’s pension, and orphan’s pension. You do not have to inform us of your unemployment yourself. Your employer will notify us. Your pension accrual stops, but your pension remains with us. Should you find employment elsewhere, then you may opt for value transfer.

    Unemployed and occupationally disabled?
    Do you become unemployed while you are occupationally disabled? In that case you continue to (partially) accrue pension.

    More information

Meer weten?

Would you like to read more?

  • You can find brochures, information about value transfers, newsletters and annual reports under Publications.
  • You can find the pension regulations and information about the arrangement for individual pension savings under Articles and regulations.
  • You can find the crisis plan, the recovery plan, the statement of investment principles and the implementing arrangement under Other documents